{"id":1205,"date":"2025-04-16T09:59:39","date_gmt":"2025-04-16T09:59:39","guid":{"rendered":"https:\/\/hpgrp.vn\/guide-to-simple-personal-income-tax-calculation-for-beginners\/"},"modified":"2025-04-16T09:59:39","modified_gmt":"2025-04-16T09:59:39","slug":"guide-to-simple-personal-income-tax-calculation-for-beginners","status":"publish","type":"post","link":"https:\/\/hpgrp.vn\/en\/guide-to-simple-personal-income-tax-calculation-for-beginners\/","title":{"rendered":"Guide to Simple Personal Income Tax Calculation for Beginners"},"content":{"rendered":"<p dir=\"ltr\">You wonder how to <strong>calculate personal income tax <\/strong>(PIT)? Don&#8217;t worry, this article will guide you on how to <strong>calculate personal income tax<\/strong> in an easy-to-understand and concise manner, even if you are not familiar with accounting. <\/p>\n<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_73 counter-hierarchy ez-toc-counter ez-toc-grey ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title\" style=\"cursor:inherit\">Mu\u0323c lu\u0323c n\u00f4\u0323i dung<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Toggle Table of Content\"><span class=\"ez-toc-js-icon-con\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #999;color:#999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999;color:#999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/span><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/hpgrp.vn\/en\/guide-to-simple-personal-income-tax-calculation-for-beginners\/#What_is_Personal_Income_Tax\" title=\"What is Personal Income Tax?\">What is Personal Income Tax?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/hpgrp.vn\/en\/guide-to-simple-personal-income-tax-calculation-for-beginners\/#3_Simple_Steps_to_Calculate_Personal_Income_Tax\" title=\"3 Simple Steps to Calculate Personal Income Tax\">3 Simple Steps to Calculate Personal Income Tax<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/hpgrp.vn\/en\/guide-to-simple-personal-income-tax-calculation-for-beginners\/#Step_1_Find_the_taxable_income\" title=\"Step 1: Find the taxable income\">Step 1: Find the taxable income<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/hpgrp.vn\/en\/guide-to-simple-personal-income-tax-calculation-for-beginners\/#Step_2_Apply_the_tax_rate\" title=\"Step 2: Apply the tax rate\">Step 2: Apply the tax rate<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/hpgrp.vn\/en\/guide-to-simple-personal-income-tax-calculation-for-beginners\/#Step_3_Check_with_the_company_or_tax_authority\" title=\"Step 3: Check with the company or tax authority\">Step 3: Check with the company or tax authority<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/hpgrp.vn\/en\/guide-to-simple-personal-income-tax-calculation-for-beginners\/#Note_When_Calculating_Personal_Income_Tax\" title=\"Note When Calculating Personal Income Tax\">Note When Calculating Personal Income Tax<\/a><\/li><\/ul><\/nav><\/div>\n<h2><span class=\"ez-toc-section\" id=\"What_is_Personal_Income_Tax\"><\/span>What is <a href=\"https:\/\/hpgrp.vn\/en\/personal-income-tax-who-needs-to-pay-and-what-you-should-know\/\">Personal Income Tax<\/a>?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p dir=\"ltr\">Personal income tax is the amount of money you pay to the government based on your income from salary, business, or investments.However, not everyone has to pay.To c<strong>alculate personal income tax<\/strong>, you need to know the remaining income after deducting tax-exempt amounts.  <\/p>\n<h2 dir=\"ltr\"><span class=\"ez-toc-section\" id=\"3_Simple_Steps_to_Calculate_Personal_Income_Tax\"><\/span>3 Simple Steps to Calculate Personal Income Tax<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<h3 dir=\"ltr\"><span class=\"ez-toc-section\" id=\"Step_1_Find_the_taxable_income\"><\/span>Step 1: Find the taxable income<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p dir=\"ltr\"><strong>Formula: <\/strong>Taxable income = Salary \u2013 (Insurance + Family deductions).<\/p>\n<p dir=\"ltr\"><strong>Mandatory insurance:<\/strong> Usually around 10.5% of salary (social insurance 8%, health insurance 1.5%, unemployment insurance 1%).<\/p>\n<p dir=\"ltr\"><strong>Family deductions:<\/strong><\/p>\n<ul>\n<li style=\"list-style-type: none;\">\n<ul class=\"tight\" dir=\"ltr\" data-tight=\"true\">\n<li>\n<p dir=\"ltr\">By myself: 11 million VND\/month.<\/p>\n<\/li>\n<li>\n<p dir=\"ltr\">Dependents (young children, unemployed parents): 4.4 million VND\/person\/month.<\/p>\n<\/li>\n<\/ul>\n<\/li>\n<\/ul>\n<p dir=\"ltr\"><strong>Example:<br \/>\n<\/strong>Salary 15 million\/month, no dependents:<\/p>\n<p dir=\"ltr\">Insurance: 15 million \u00d7 10.5% = 1.575 million.<\/p>\n<p dir=\"ltr\">Family deduction: 11 million.<br \/>\nTaxable income = 15 million &#8211; 1.575 million &#8211; 11 million = <strong>2.425 million\/month<\/strong>.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"Step_2_Apply_the_tax_rate\"><\/span>Step 2: Apply the tax rate<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p dir=\"ltr\">If the taxable income is greater than 0, you pay tax according to the following table:<\/p>\n<table>\n<colgroup>\n<col>\n<col><\/colgroup>\n<tbody>\n<tr class=\"border-border\">\n<th colspan=\"1\" rowspan=\"1\">\n<p dir=\"ltr\">Taxable income (million\/month)<\/p>\n<\/th>\n<th colspan=\"1\" rowspan=\"1\">\n<p dir=\"ltr\">Tax rate<\/p>\n<\/th>\n<\/tr>\n<tr class=\"border-border\">\n<td colspan=\"1\" rowspan=\"1\">\n<p dir=\"ltr\">Until 5<\/p>\n<\/td>\n<td colspan=\"1\" rowspan=\"1\">5%<\/td>\n<\/tr>\n<tr class=\"border-border\">\n<td colspan=\"1\" rowspan=\"1\">\n<p dir=\"ltr\">From 5 to 10<\/p>\n<\/td>\n<td colspan=\"1\" rowspan=\"1\">10%<\/td>\n<\/tr>\n<tr class=\"border-border\">\n<td colspan=\"1\" rowspan=\"1\">\n<p dir=\"ltr\">Over 10<\/p>\n<\/td>\n<td colspan=\"1\" rowspan=\"1\">\n<p dir=\"ltr\">Higher<\/p>\n<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p dir=\"ltr\"><strong>Example:<\/strong> Taxable income 2.425 million \u2192 Tax = 2.425 million \u00d7 5% = <strong>121,250 VND\/month<\/strong>.<\/p>\n<h3 dir=\"ltr\"><span class=\"ez-toc-section\" id=\"Step_3_Check_with_the_company_or_tax_authority\"><\/span>Step 3: Check with the company or tax authority<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p dir=\"ltr\">If you work for a company, they will calculate and pay your personal income tax on your behalf.<\/p>\n<p dir=\"ltr\">If you run your own business, you file taxes monthly or quarterly.<\/p>\n<p dir=\"ltr\">Note: Keep the pay slip for verification.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"Note_When_Calculating_Personal_Income_Tax\"><\/span>Note When Calculating Personal Income Tax<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p dir=\"ltr\"><a href=\"https:\/\/hpgrp.vn\/en\/personal-income-tax-who-needs-to-pay-and-what-you-should-know\/\"><strong>Not everyone pays taxes<\/strong><\/a>: If your salary is below 11 million VND\/month (without dependents) after deducting insurance, you may not have to <strong>pay personal income tax<\/strong>.<\/p>\n<p dir=\"ltr\"><strong>Some non-taxable items<\/strong>: Lunch allowance, gifts under 10 million VND.<\/p>\n<p dir=\"ltr\"><strong>Ask the expert if it&#8217;s difficult<\/strong>: Contact <strong>H&amp;P Group<\/strong> for accurate and easy-to-understand <strong>personal income tax<\/strong> calculation guidance.<\/p>\n<p dir=\"ltr\"><strong>Calculating personal income tax<\/strong> is very simple: deduct insurance and family deductions, then apply the tax rate if there is taxable income left. Understanding the calculation helps you grasp your obligations and avoid mistakes. <strong>Need assistance with personal income tax calculation?<\/strong>Contact <a href=\"https:\/\/hpgrp.vn\/en\/uncategorized\/\"><strong>H&amp;P Group<\/strong><\/a> for quick advice on taxes and accounting according to the latest regulations! <\/p>\n","protected":false},"excerpt":{"rendered":"<p>You wonder how to calculate personal income tax (PIT)? Don&#8217;t worry, this article will guide you on how to calculate personal income tax in an easy-to-understand and concise manner, even if you are not familiar with accounting. What is Personal Income Tax? Personal income tax is the amount of money you pay to the government&#8230;<\/p>\n","protected":false},"author":1,"featured_media":1100,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[3],"tags":[],"class_list":["post-1205","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-uncategorized"],"acf":[],"_links":{"self":[{"href":"https:\/\/hpgrp.vn\/en\/wp-json\/wp\/v2\/posts\/1205","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/hpgrp.vn\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/hpgrp.vn\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/hpgrp.vn\/en\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/hpgrp.vn\/en\/wp-json\/wp\/v2\/comments?post=1205"}],"version-history":[{"count":0,"href":"https:\/\/hpgrp.vn\/en\/wp-json\/wp\/v2\/posts\/1205\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/hpgrp.vn\/en\/wp-json\/wp\/v2\/media\/1100"}],"wp:attachment":[{"href":"https:\/\/hpgrp.vn\/en\/wp-json\/wp\/v2\/media?parent=1205"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/hpgrp.vn\/en\/wp-json\/wp\/v2\/categories?post=1205"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/hpgrp.vn\/en\/wp-json\/wp\/v2\/tags?post=1205"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}